Money & Credit

		Are you struggling with debt? Find resources and tools to help at UnionDebtHelp.org. In this age of identity theft, experts recommend that you check your own credit report every year or two, in case someone is secretly opening accounts in your name. For a union-member-only low cost of $11, you can check the information on your myFICO credit score and fix any errors. The credit score will also help you understand how lenders see you. Get the details here.

You work hard for your money - and we work hard to help you stretch those dollars.

Union Plus services and resources help working families extend their paychecks. In times of need as well as prosperity, our programs help to provide the service and information you need.

• Union Plus® Credit Card

  Get the only card endorsed by your union and the AFL-CIO. Enjoy special skip payment options, low-rate balance transfer offers, no annual fee, competitive interest rates and a unique member advocacy program that works for your rights.

  Already have the card? Log on to your online Union Plus Credit Card account - or register for account access.

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• Credit Counseling
  
  Stop collection calls and take control of your finances with the Union Plus Credit Counseling program. It's the one-stop debt management solution for union members - with a free initial financial assessment and 33% off a debt management plan.

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• Your Credit Score

  Understand how lenders determine the interest rates and credit limits they offer you. Then see what you may be able to do to improve your score.

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• Union Plus Loans
  
  How do competitive-rate, longer-term loans sound? The Union Plus Loan Program puts union members' dreams within reach by offering personal, home equity, auto and education loans.

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• Union Plus Mortgage & Real Estate
  
  Trust Union Plus to take the headache out of buying, selling and refinancing a home. Our Mortgage & Real Estate program offers savings-from initial fees to closing costs. And this is the only mortgage program in the USA to offer layoff and strike assistance.

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• Union-Made Checks
  
  Members can show their union pride with every check written. Union Plus offers special union-printed checks with a pro-union message.

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• Retirement Planning Center
  
  Whether you're 18 or 60, rich or poor, there are steps you can take to plan for your retirement...starting today!